Monday, December 27, 2010

LIC Online Payment

Q: did the last time I spoke to the International Criminal Court with statements to make. There were new updates, tracking issues or decisions taken by public investment or business loans?
A: There was a time when the CBI took some files you at certain companies. They do not ask many questions, and understand how our investment process.
Q: What do you think of how the markets are flat? Would you bullish on the market in the first Quarter of 2011 or 2011? Are you worried about how macros in terms of inflation, interest rates or new ones written or continue a fraud or a search 2G New Delhi?
A: Do understand how you work SCI is very important. We have our regular cash flow in terms of premium, which comes from the customers, either on a platform Ulip or cantilever. If there is a steady stream of money, the network of strong cash flow we have invested to keep it. We must continue to seek investment opportunities. We would be investors in the 1st Quarter of 2011, while cash flow very well and is in line with our forecasts and expectations.
Q: The calendar Q1 is one of the best areas for general insurance policies taken into account. What are your forecasts for Q1 itself? What is your estimate in terms of visitor numbers and how much is distributed to stocks and bonds?
A: We have somewhere to reach Rs 80,000 crore in the last quarter of the current fiscal year. January-March is a time of premium collection, both individual strategies and policies group considered. Most of them were government bonds, the markets for debt and equity.
Q: Industries such as banks look a bit scared about inflation, interest rates, higher deposit rates, liquidity pressures, etc. In terms of sectoral distribution, where money is pumped? This space is not worried or continue to have the kind of movement we see in the last year?
A: We expect Rs 80,000 crore in January March quarter and a part of it to go to equity. Do not take a public position and task. Let's see if these opportunities to come.
Q: How do you think interest rates? Although, believe to see 10-year bonds or bond prices begin a significant decline as we move into year 10 8% below the mark? Liquidity pressures are also still maintain a performance or see the dipping below 8%? Q1 How will you be?
A: The yield is more or less the same. We have money coming in the newspapers in the longer view of the conditions most directly would seek long-term bonds more or less the same.
Q: What is the return on bank reserves appear to determine the movement of the owl? What is the decision to invest in LIC now? If you are positive on the shares of the Bank, should make way?
A: LIC examine the long-term prospects. Banks very good long term investment.
Q: Can you have the heart of the economy and the business of life insurance, which can be enjoyed raw talk? What is the business plan is to include in numbers? About investing in the stock market, how is the business of LIC as a whole?
A: We have set a target of more than two lakh crore rupees this year only because we are expecting around Rs 80.000 crore in the last quarter. In ICA, we are moving in the projected lines. We saw good growth so far and is likely to continue. It is likely that more than two crore rupees lakh target for the year.
Q: You were a member of the Deepak Parekh, who had taken an infrastructure fund. The most important actors in the financial sector to the Commission. If you are interested in investing in a fund like it?
A: There is another committee to find, under the Chairmanship of Dr. Rakesh Mohan at the planning commission. In addition, reached to transfer 41 million rupees lakh rupees in the next five years to plan. We are planning the creation of special funds and means to increase when you have us wait for your interest.
Our investment decision depends on benefits to customers. Our investments should perform well, which is in line with customer expectations. We will ensure that customers and policyholders have to find good opportunities and benefits. If prices are acceptable to investors who would be interested to. We take the household savings market. The savings of investors preferred, he / she will receive a good return on investment.
Q: In the coming days to move the IRDA as Sebi has moved. You can set some limitations on prepayment or on payments to the insurance agent. Is there a period where commissions paid to agents attention auto insurance? What do you do hear the IRDA?
A: I have heard nothing like IRDA. The IRDA has regulations for products and products Ulip issued variable life. The traces are contained in the products is very low. I do not think there is a way to reduce the margin.
To the agent and pay for them, who pays ultimately comes from customers. The company will not pay out of pocket, and that impact customers. Eligible expenses for a particular product is more on the commission, the agents.
Q: Sebi asked in advance what is paid to the agent, and it is likely that the IRDA can the same be done. What does it mean?
A: There is already a statement that, if we have a policy for customers, we provide evidence that this enhanced expenditure must be made. This statement has been used for some time.

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